You Dont Have to Drive an Uber in Retirement: How to Maintain Your Lifestyle without Getting a Job or Cutting Corners

PRAISE FOR YOU DON′T HAVE TO DRIVE AN UBER IN RETIREMENT

"Here is a stimulating, common sense compendium of ideas and approaches to getting more income and shrewdly cutting expenses so that you can have a very nice life after retiring."
Steve Forbes, bestselling author, Chairman and Editor–In–Chief at Forbes Media

"The world has gone crazy. The middle class is deflating. Millennials are lost. And retirees can′t cash in their decades of hard work. I′ve known and admired Marc′s work for ten years. He solves the problem in this book."
James Altucher, bestselling author of Choose Yourself

"Bestselling author Marc Lichtenfeld has long been recognized as one of the nation′s foremost experts on maximizing investment income. In his new book, he not only reveals how to earn safe, high yields in a low–income world but also shows you how to save tens of thousands of dollars on everything from health care to taxes to investment advice. Whether you′re planning for retirement or already there, these innovative strategies are indispensable. Highly recommended."
Alexander Green, Chief Investment Strategist, The Oxford Club

"Marc Lichtenfeld should be on everyone′s investing book shelf. His first book on dividends should be as well. I read this latest book in two afternoons by the fire, and learned things about retirement I′d never dreamed possible. Filled with nuggets of wisdom and ideas for living a richer life, Lichtenfeld entertained me and probably added thousands to my bank accounts. Fantastic, easy to read, and will be my go to gift for friends and family in 2018!"
Dr. David Eifrig Jr., editor, Retirement Millionaire

"How do you organize your retirement finances so you don′t have to pinch every penny... or check under the seat cushions for quarters in order to buy a cup of coffee? And, don′t expect the government to rescue you from retirement poverty. Marc Lichtenfeld has been advising Americans on these things for 20 years, showing them how to add to their incomes and investment gains, while reducing their living costs. This may be the year you most need his advice."
Bill Bonner, New York Times bestselling author of Financial Reckoning Day, The New Empire of Debt and Hormegeddon

Foreword xi

Introduction xv

Part I Generating Income 1

Chapter 1 Give Yourself a Raise 3

Chapter 2 Using Options for Income 13

Chapter 3 Be the Bank 23

Chapter 4 Become the IRS: Have People Pay Taxes to You 37

Chapter 5 Get Paid More from Social Security 43

Chapter 6 You Don t Have to Drive for Uber But You May Want To 53

Chapter 7 The 401k You ve Never Heard Of 61

Part II Cutting Costs 67

Chapter 8 Lower Your Medicare Costs 69

Chapter 9 Medical Tourism 75

Chapter 10 Pay Less for Your Medicine 81

Chapter 11 Pay Less in Taxes 87

Chapter 12 Lower Your Investment Costs 95

Chapter 13 How to Buy a Car for 25% Off 103

Chapter 14 How to Travel for Less 109

Part III Small Ideas That Add Up 117

Chapter 15 Small Ideas That Add Up 119

Part IV Ideas I Don t Like 141

Chapter 16 The Worst Investment You Can Make 143

Chapter 17 Lose Your Life Insurance 153

Chapter 18 Reverse Mortgages 163

Conclusion 167

About the Author 169

Acknowledgments 171

Index 173

MARC LICHTENFELD is the Oxford Club′s Chief Income Strategist and Founder and Senior Editor of The Oxford Income Letter. He has appeared on CNBC, Fox Business and Bloomberg Radio. His work has been featured on WSJ.com, Forbes and U.S. News and World Report and others. A former Wall Street analyst and business journalist, he is regularly seen as a featured speaker at investment conferences all over the world. His previous bestselling book Get Rich with Dividends is in its second edition and has been published in multiple languages. Get Rich with Dividends was named 2016 Book of the Year by the Institute for Financial Literacy.