You Only Live Once: The Roadmap to Financial Wellness and a Purposeful Life

PRAISE FOR YOU ONLY LIVE ONCE

"You Only Live Once is an essential money and life guidebook to help you improve your relationship with money and create a wealthy and purposeful life. Jason′s story is incredibly inspiring."
FARNOOSH TORABI, Host of CNBC′s Follow the Leader and So Money podcast

"Jason is one of the most genuine, and positive, people I know. He wants people to live a life of happiness. You can′t help but be moved to take action after reading this book!"
J. MONEY, Founder, RockstarFinance.com

"Jason Vitug′s key message is to spend your time and money on things that matter. You Only Live Once provides a roadmap to leverage financial knowledge and recommended practices to simultaneously achieve financial wellness and work–life balance. Readers of all ages will benefit from his insights."
DR. BARBARA O′NEILL, CFP®, Distinguished Professor, Rutgers University

"One of the founders of the credit union movement, Edward Filene, once said ′keep purpose constant.′ Purpose drives the credit union system and keeping it central to your own personal financial life is vitally important as well, which Jason hits home in this book."
GIGI HYLAND, Executive Director, National Credit Union Foundation

"Ride along as your guide Jason Vitug shares his truly inspiring story and his practical tips for living a more intentional financial life."
PHILIP TAYLOR, Founder, FinCon

"Jason′s approach to money is hopeful and energetic. If you′re tired of money controlling your happiness and feeling hopeless about your finances, this book will help to shift your mindset from scarcity to abundance."
TIFFANY ALICHE, "The Budgetnista" and Founder of the Live Richer Academy

"We′re all on the financial road to somewhere, aren′t we? With You Only Live Once, Jason Vitug hands you not only a comprehensive roadmap, but also the powerful keys to success, some sunscreen, and shades."
JOE SAUL–SEHY, Cohost, Stacking Benjamins podcast

"This book is going to change your life! Jason has mindfully lived every part of what he shares and that makes all the difference. His transformational journey helps you to gain clarity on your own path to finding joy with money what could be better than that?"
LEISA PETERSON, CFP®, Mindful Money Mentor, Founder of WealthClinic

"Jason′s ACT process challenges you to accept your past decisions, establish new goals, and push forward to live the life you truly desire and deserve."
PATRICE C. WASHINGTON, best–selling author of Real Money Answers and Money Maven of the Steve Harvey Morning Show

Preface

Acknowledgments

About the Author

Introduction

Part I: On the Road to Financial Wellness

Chapter 1: Are You Living YOLO?

Chapter 2: Financial Education

Part II: Awareness

Chapter 3: Know Where You re Starting

Chapter 4: Know Where You Want to Go

Chapter 5: Getting What You Want

Part III: Creating a Plan

Chapter 6: Building a Lifestyle Budget and Spending Plan

Chapter 7: Using the Purposeful Spending Strategy to Spend and Save

Chapter 8: Improving Credit Use and Eliminating Debt Forever

Part IV: Taking Control

Chapter 9: Creating a Purposeful Life

Chapter 10: Spending Rules

Chapter 11: Living Mindfully

Conclusion

Index

JASON VITUG is the founder of Phroogal, a financial education start–up and lifestyle brand empowering millennials to live their dream lifestyles through financial knowledge. He is the promoter of the Smile Lifestyle movement, based on a belief that experiential and purposeful living can be achieved through informed financial decision making.