Its Your Money, Honey: A Girls Guide to Saving, Investing, and Building Wealth at Every Age and Life Stage

Turning Smart Girls Golden Because your finances are your finances, It′s Your Money, Honey encourages women of all ages to take a greater interest—and play a greater role—in those financial issues that affect their everyday lives and financial futures. Conversational, irreverent, and intelligent, this guide to wealth creation, wealth management, and financial protection provides the advice that smart women today need to know to take charge of their finances and family legacies. Organized by the events that shape our financial and emotional lives—including marriage, raising children, divorce, and retirement—It′s Your Money, Honey is packed with expert information in the no–nonsense style of a girlfriend who′s got her financial stars aligned and is happy to share her secrets. Money Honey... understands that women are looking for a fresh approach to finance, one that will act as a catalyst for change in their busy lives; believes that the basics of personal finance and investing are not gender specific, though effective ways to communicate these principles definitely are; is accessible, designed to be read whenever you find yourself with a spare moment, providing important information in bite–sized chunks; will empower you to prepare for major life events with the help of real–life stories, helpful checklists, and easy–to–apply Golden Rules. Born of the idea that too many smart women ignore their finances, sweep them under the rug, or allow them to be dictated by others, It′s Your Money, Honey makes personal finance engaging, compelling, and relevant for women. It′s everything you need to know about money—but were just too darn busy to ask!

Preface: Why We Wrote This Book ix Introduction: Turning Smart Girls Golden: Finance and Females 1 Chapter 1: The First Taste of Freedom: Finance and Starting Out 11 Chapter 2: Love, Relationships, and Money: Finance and Relationships 33 Chapter 3: For the Love of Those Little Cost Creatures: Finance and Kids 65 Chapter 4: Building Your Dream Career: Finance and Work 97 Chapter 5: So Crazy, It Just Might Work: Finance and Business 127 Chapter 6: The Big–Ticket Items of Life: Finance and Major Purchases 159 Chapter 7: Making Your Money Work For You: Finance and Investing 191 Chapter 8: The Best Third of Your Life: Finance and Retirement 223 Chapter 9: Ready to Launch: Finance and Next Steps 245 Golden Girl Finance Club: Meeting Discussion Guide 257 About Golden Girl Finance 273 About the Authors 275 About the Expert Contributors 277 Index 281

Laura J. McDonald and Susan L. Misner are the founders of GoldenGirlFinance.ca. Their mission is to make finance real, relevant, and relatable for women so they are better able to accumulate, grow, and protect their wealth.