Money for Nothing: How to land the best deals on your insurances, loans, cards, super, tax and more

Do you want to manage your cashflow better and get rid of financial stress?

Do you put finance products, such as health insurance and mortgages, in the too–hard basket?

Money for Nothing is a call to action to wise up, get smart and get your finances in order. Complete this 12–week financial fitness program and discover how to make substantial savings running into the thousands!

Learn how to:

get better deals, cut fees and redirect your money where it′s most important to you

understand your financial profile and how to get the best value for money when choosing your finance products

shop around using the latest research from CANSTAR and other comparison sites

By breaking down the jargon and busting the fine print on everything from mortgages, car loans, personal loans and health insurance to credit cards, superannuation, car insurance, tax and much more, Justine Davies helps you make good choices on the key financial products and services in your life.

About the author ix

Introduction xi

Week 1: Get your stuff together 1

Week 2: Fine–tune your car insurance 11

Week 3: Health check your health insurance 25

Week 4: Supersize your super 41

Week 5: Indulge in a savings frenzy! 63

Week 6: Attack your credit cards! 75

Week 7: Renovate your mortgage 91

Week 8: Personal insurance 113

Week 9: Where there s a will ... 139

Week 10: More insurance 151

Week 11: Tax stuff 167

Week 12: Spending smart 181

Appendix A: Balance sheet 201

Appendix B: Annual budget 203

Appendix C: Health insurance what do I need? 207

Appendix D: Asset classes 209

Appendix E: Key home loan facts 211

Index 221

Justine Davies is a financial planner, journalist, author and blogger who loves educating people about money.
Founded in 1992, CANSTAR is Australia and New Zealand′s premier researcher of over 20,000 products within the banking, insurance, superannuation and investment industries. CANSTAR takes pride in providing fact–based data and ratings to assist consumers in finding the right product for their needs.