¿Se Habla Dinero?: The Everyday Guide to Financial Success

¿Se Habla Dinero? The Everyday Guide to Financial Success ¿Se habla dinero? La guía diaria para el éxito financiero A FAMILY GUIDE TO FINANCIAL SUCCESS Whether you speak English or Spanish, you need to speak the "language of Money." ¿Se Habla Dinero? is a family guide in both languages to help you overcome your fears and to answer your questions about money, banking, budgeting, and borrowing. Use it as a quick reference as you join the millions of Latinos climbing the ladder to financial success. UNA GUÍA FAMILIAR PARA EL éXITO FINANCIERO Tanto si Usted habla inglés como español, necesita hablar la lengua del "Dinero". ¿Se habla dinero? es una guía familiar básica en dos idiomas que le ayudará a superar sus miedos y que responderá a las preguntas que tenga sobre el dinero, las cuestiones bancarias, los presupuestos y los préstamos. Úsela como un medio de consulta rápida y únase a los millones de latinos en Estados Unidos que están subiendo la escalera del éxito económico. "¿Se Habla Dinero? is written for the average Latino family that is struggling to meet daily needs while planning for the future.? Lynn Jimenez provides a comprehensive and commonsense, easy–to–follow road map for managing your money and achieving your family′s financial goals." Charles P. Garcia, Wall Street Journal bestselling author, A Message from Garcia:?Yes, You Can Succeed "¿Se Habla Dinero? is full of useful tips to help Latino families manage their money. It′s easy to read, easy to understand, and appeals to everyone who has questions about personal finance. It belongs in every home and library!" Rueben Martinez, owner/founder of Libreria Martinez, Recipient of the MacArthur Fellowship Award "Jimenez puts Latino family values to work in this thorough guide to growing and protecting our children′s assets for the future." Sandra R. Hernández, MD, CEO of The San Francisco Foundation

Acknowledgments. Introduction. Part One. Let′s Talk Money. Chapter 1. Values For Wealth. Chapter 2. Got Money? Now What? Chapter 3. Picking A Place For Your Money. Chapter 4. What Your Bank Can Do For You. Chapter 5. Money Management Tools. How To Make The Most Of Your Money And Stay Out Of Trouble With Your Bank. Part Two. Managing And Saving Money For Independence. Chapter 6. Saving. The Long And Short Of It. Chapter 7. Your Plan For Financial Independence. Chapter 8. Tips To Increase Savings. Part Three. Borrowing Wisely. Chapter 9. Why Borrow? Chapter 10. Credit And Credit Cards. Chapter 11. Getting Out Of The Credit Trap. Chapter 12. Mending Your Credit Score. Chapter 13. The "Big" Loans And The Basics. Chapter 14. Student Loans. Borrowing To Invest In Yourself. Chapter 15. Borrowing To Buy A Home. Chapter 16. Business Loans. Part Four. Investing For Success. Chapter 17. Money Making Money. Chapter 18. Easy Investing. Part Five. Financial Facts Of Life. Chapter 19. Protecting Your Financial Identity. Chapter 20. Insurance. Financial Protection. Chapter 21. Another Financial Fact Of Life. Taxes. Chapter 22. Sending Money Home. Chapter 23. Leaving Money Behind. Estate Planning. Chapter 24. Giving Back How To Give. The Final Word. Resources. Appendix A. Appendix B. Index.

Lynn Jimenez is an award–winning business reporter for KGO Radio in San Francisco who has delivered fast–paced reports from the options floor of the New York Stock Exchange for nearly two decades. Prior to joining KGO, she was a key part of the team that developed California′s first Hispanic AIDS education television program and telephone hotline.